VEHICLE INSURANCE

Car Insurance - Health Insurance - Life Insurance @ Delhi/NCR


VEHICLE INSURANCE

The insurance of the vehicle to protect against theft, damages and subsequent liabilities due to an accident is vehicle insurance, auto insurance or motor insurance. The motor or the vehicle can be any two-wheeler or four-wheeler, private or commercial. It provides you financial protection towards the repair cost, in the event of an accident, towards purchase of a new vehicle in the event of a theft, towards payment to third party for injuries in case of an accident involving others. It also covers the damages arising due to man-made and/ or natural calamities such as flood, earthquake, fire etc. However, it does not include the damages due to normal wear and tear of the vehicle, drunk driving and usage beyond its intended use and also if driven outside the geographical area defined.

As is the case with all other insurance policies, this facility is provided to the insured after paying a annual premium. The premium amount depends upon the age of the vehicle, its current market value, any claim made in the previous year etc.

Many people see as a dead investment, but it is always advisable to get vehicle insurance.





Affordable Vehicle Insurance Agents in New Delhi, Noida, Faridabad, Gurugram

In modern life, if you own a vehicle whether four-wheeler or two-wheeler, Affordable Vehicle Insurance Agents in New Delhi will provide you one of the most important as well as necessary thing i.e. insurance for your vehicle.



The Affordable Vehicle Insurance Agents in New Delhi, Noida, Faridabad, Gurugram provides you with the following plans:

- Zero Depreciation Cover - Opting for this cover means that the policyholder is eligible to receive full claim amount on the value of replaced parts as this is one of the most popular add-on covers.

- NCB Protection Cover - The No Claim Bonus or NCB is a kind of reward given to a policyholder in case of not making any claims during the policy term.

- Roadside Assistance Cover - In case of emergencies like empty fuel, flat tyres, battery issues, and so on, this add-on cover provides you assistance even in the remote locations.

- Key Replacement Cover - In case of a lost ignition key this cover offers reimbursement for the cost of a substitute key.

- Engine and Electronic Circuit Cover - This insurance cover takes care of your expenses in case of a damage to the insured vehicle’s engine or electronics circuits.



The Affordable Vehicle Insurance Agents in New Delhi, Noida, Faridabad, Gurugram will help you with the following options for having a vehicle insurance:

Loss or Damage: One of the main reasons for having a vehicle insurance policy is that it covers the expenses incurred due to any loss or damage to your vehicle.

Hospitalization: Nobody knows that a small accident can put you in a difficult situation. In such a situation if you have a Vehicle Insurance Policy, you need not worry about the hospital expenses incurred due to an accident. The Affordable Vehicle Insurance Agents in New Delhi will take care of your long hospital bills.

Decreases your liabilities: Third party liability insurance coverage is mandatory in India as this policy gives you coverage if you harm someone with your insured vehicle while driving from legal matters.

Compensates your family: The most unfortunate outcome of a road accident is the demise of a vehicle owner. It becomes difficult for the vehicle owner’s family to manage their daily needs of life. In such a situation, if someone has a vehicle insurance policy, the insurance company will compensate to help the family after the unfortunate event.

The Affordable Vehicle Insurance Agents: provides accident cover for the owner of the vehicle as well as for the passengers and the third-party legal liability. The Best Vehicle Insurance Agents in New Delhi makes it clear for you that vehicle insurance covers you from the loss or damage to the vehicle or its parts due to natural or man-made calamities.



Best Vehicle Insurance Agents in New Delhi, Noida, Faridabad, Gurugram

The Best vehicle insurance agents in New Delhi, Noida, Faridabad, Gurugram provide a vehicle insurance which is the best way to protect you from any kind of legal or financial uncertainties. In today’s world, it has been observed that if the vehicle is not insured then the owner of the vehicle finds himself/herself under the burden of high financial liability. If you have vehicle insurance then you need not worry about any legal proceedings as well as the expenses incurred in hospitals due to any kind of road mishap.

The Best vehicle insurance agent in New Delhi, Noida, Faridabad, Gurugram provides accident cover for the owner of the vehicle as well as for the passengers and the third-party legal liability. The Best Vehicle Insurance Agents in New Delhi, Noida, Faridabad, Gurugram makes it clear for you that vehicle insurance covers you from the loss or damage to the vehicle or its parts due to natural or man-made calamities.

Given below is the list of add-on plans the Best vehicle insurance agents in New Delhi, Noida, Faridabad, Gurugram makes available in the market which enhances your coverage for better protection. In addition to your standard motor insurance policy, you can choose add-on covers according to your need.

 - Zero Depreciation Cover - Opting for this cover means that the policyholder is eligible to receive full claim amount on the value of replaced parts as this is one of the most popular add-on covers.

- NCB Protection Cover - The No Claim Bonus or NCB is a kind of reward given to a policyholder in case of not making any claims during the policy term.

- Roadside Assistance Cover - In case of emergencies like empty fuel, flat tyres, battery issues, and so on, this add-on cover provides you assistance even in the remote locations.   

- Key Replacement Cover - In case of a lost ignition key this cover offers reimbursement for the cost of a substitute key.

- Engine and Electronic Circuit Cover – This insurance cover takes care of your expenses in case of a damage to the insured vehicle’s engine or electronics circuits.



The Best vehicle insurance agents in New Delhi, Noida, Faridabad, Gurugram provide you with a list of benefits which every vehicle owner should know. Below is the list:

Minimizing Stress level:  If you have insured your vehicle and have a suitable vehicle insurance policy, you will be more relaxed.

Medical Expenses:  A suitable vehicle insurance policy even takes care of your medical expenses arising due to the accident.

Repair Parts: The insurance company will pay in case of any loss or damage to your vehicle spare parts, which means the depreciated value of repairing or replacement of the spare part.

Mandatory by Law: According to the Motor Insurance Act, Third party insurance is made mandatory. The Vehicle Insurance Agents in New Delhi have all the rights to check the documents of your vehicle like PUC, license and insurance policy, at any point in time. You will be in trouble if you failed to provide the documents.



Top Vehicle Insurance Agents List In New Delhi, Noida, Faridabad, Gurugram

In a Motor Vehicle Insurance, it is always important to know who the Insurers is - An insurer is a person or a company that contracts to indemnify another in the event of loss or damage.

The Top Vehicle Insurance Agents List in New Delhi, Noida, Faridabad, Gurugram assists the policyholders to have a foresight, to deal with risks which might arise in the future proficiently. We educate you about the right insurance products and aid you to get your claims covered by the policies if needed.

The Top Vehicle Insurance Agents List in New Delhi, Noida, Faridabad, Gurugram is determined on the basis of some standard parameters that make them the most preferred ones in this industry.



The factors that are considered as the criteria for their rankings that will help you understand why they are considered so are as follows:

If you can afford your own vehicle than a vehicle insurance is a must. Vehicle insurance is an insurance mainly purchased for two-wheelers as well for four-wheelers. The primary objective of the Top vehicle insurance agents list in New Delhi, Noida, Faridabad, Gurugram is to provide a protection to you and your vehicle against any physical damage resulting from accidents.  With your vehicle insurance, we help you cover any kind of loss or damage to the automobile or its spare parts due to man-made or natural calamities. Also for the passengers sitting in the vehicle at the time of accident vehicle insurance policy gives accident cover for the vehicle’s owner while driving and third-party liability.

There are hundreds of more reasons why you should have a vehicle insurance policy depending upon the needs of the different people. But the main reasons for having a motor or vehicle insurance are listed below:

Loss or Damage: One of the main reasons for having a vehicle insurance policy is that it covers the expenses incurred due to any loss or damage to your vehicle.

Hospitalization: Nobody knows that a small accident can put you in a difficult situation. A small accident could hurt you badly and you need to be hospitalized. In such a situation if you have a Vehicle Insurance Policy, you need not worry about the hospital expenses incurred due to an accident. The insurance company will take care of your long hospital bills. 

Decreases your liabilities: According to the Motor Vehicles Act, third party liability insurance coverage is mandatory in India. This policy gives you coverage from legal matters if you harm someone with your insured vehicle while driving.

Compensates your family: The demise of a vehicle owner is the most unfortunate outcome of a road accident. Once the bread-earning person of a family has passed away, it becomes difficult for his or her family to manage their daily needs of life. In such a situation, if someone has a vehicle insurance policy, the insurance company will compensate to help the family after the unfortunate event.